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Ivan Illich as An Esoteric Writer
A Primer on Acemoglu, AI and Automation
From Reform to Ruin in the USSR
The Modern Paradox of Work
Metascience Reforms at NIH
Age of Invention: How Coal Really Won
Why Patent Law Gets Physics Wrong
Mortgages are a manufactured product
BNPLs: Businesses Needing Provided Legibility
More than you want to know about gift cards
Debit cards as financial infrastructure
Community Banking and Fintech
Financial innovations brought by technology
Requiem for a bank loan
Deposit insurance maximization as a service
Improving how credit cards work under the covers
Money laundering and AML compliance
The infrastructure behind ATMs
Demystifying financial leverage
Markets in power
The Bond villain compliance strategy
The business of check cashing
Financial systems take a holiday
Working title (insurance)
Fiction and Finance
The branch banking model
Deposit insurance under the coverage
The alchemy of deposits
Charitable donations and the infrastructure supporting them
Accounting for SaaS and swords
Moving money internationally
Changing how Main Street businesses bank
Hybrid offline/online transactions
Finality does not exist in payments
Distinguishing real from invented problems with the NIH
Price and shape risk that others can't or won't
Interchange in 1,000 words
Foundation models, internet-scale data, and the path to generalized robots
Stablecoins in 1,000 words
There Is No Such Thing As Supply, Wall Street and Housing Edition
Making Markets on Kalshi
Cross-border payments in ~1,000 words
Dark software
The iron triangle of embedded fintech
The Golden Age of Vertical ERPs
Vertical, horizontal, and ghost markets
Why Markets Are Like Weather: A Physicist Explains Market Unpredictability
The Four Crucial Factors in Longevity
Engineers Do Not Get To Make Startup Mistakes When They Build Ledgers
How Modern Treasury Invented Event Locking